We all know how quickly things change in the ER. One minute you’re quietly browsing the Web, the next you’re running a code. Ironically, with all the chaos that surrounds our workplace, your laptop, iPhone, smartphone, iPad or other personal mobile device may actually be more at risk than your patients are.
All kinds of people move through the ER. Some are more than willing to commit crimes of opportunity. All it takes is for an expensive device to be left unattended for a moment and it can be gone. And despite what you might assume, not all homeowner policies cover the full value of stolen personal devices, especially ones used professionally.
It only gets worse. If somehow your device crashes to the floor and is rendered unusable, factory warranties won’t cover the repairs. Even supplemental policies, the kind offered by many retailers, exclude damage caused by full liquid submersion. (Before you ask where or how full submersion occurs, consider how many people carry cell phones and iPods in their shirt pocket wherever they go—including the bathroom.)
It wasn’t until all this was pointed out to me that I looked into the coverage for my devices. There were significant gaps. I became concerned that accidental damage would not only leave me without the use of my laptop or iPhone, but also that sensitive professional data would also be compromised or lost, raising liability issues.
My advice is for you to check out your policies for yourself. Considering how important our mobile phones and computing devices have become, the last thing you want is to face an expensive repair or replacement due to something that happened on the job. (In case you’re wondering, there are insurance companies that cover mobile devices against theft or virtually any kind of accident. The ones I found were The Worth Group, Apple Care, Square trade, mobile protect for iPhone. Some of these do not cover theft some do. The one I felt that was the most cost effective and covered thief was The Worth Group. As always do your own research and look at all your options. For now, I have only covered the items that the kids play with and the electronics at risk of being stolen.
Also, one important item to remember. Make sure you have any electronic device that might have access to patient data or has patient data under PIN. You dont want any HIPAA fines..